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will act as your agent to transfer any U. However, because user verification on the Internet is difficult, PayPal cannot and does not guarantee any user's identity. You may withdraw funds by direct deposit to the bank account you have on file with us or you may elect to receive a physical check for a nominal processing fee as disclosed in our Fee Schedule. Thereafter, payments that you send through PayPal will be funded by a redemption of your shares in the Money Market Fund. In addition, you can set your Preferences to receive email notification of all policy updates. If you are a California resident, you waive California Civil Code ァ, which says: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if not known by him must have materially affected his settlement with the debtor. In order to withdraw money from your PayPal account we require you to provide PayPal with a number of forms of identification as further described and protected in our Privacy Policy. When you send a payment, until that payment is accepted by the recipient which may occur instantly , you remain the owner of those funds and PayPal holds those funds as your agent, but you will not be able to withdraw those funds or send the funds to any other recipient unless the initial transaction is cancelled. We act as your agent based upon your direction and your requests to use our Services that require us to perform tasks on your behalf. Our Services are only available to individuals or businesses that can form legally binding contracts under applicable law. For more information on the Money Market Fund, please review the prospectus. If you do carry a U. In the event that you have a dispute with one or more users, you release PayPal and our officers, directors, agents, subsidiaries, joint ventures and employees from any and all claims, demands and damages actual and consequential of every kind and nature arising out of or in any way connected with such disputes. Except as stated below, all amended terms shall be effective 30 days after they are initially posted on our site. PayPal acts as a facilitator to help you accept payments from and make payments to third parties. By receiving payments through the Service, you appoint PayPal as your agent to cause the funds to be deposited on your behalf in the Pooled Accounts until you further instruct PayPal with respect to the transmission of your funds. You are not required to keep funds in the PayPal system i. The Legal Relationship between You and PayPal. Receiving Payments. Verification of Users is only an indication of increased likelihood that a User's identity is correct. If such reversal occurs on a credit card funded payment made to your account, we are required by law to reverse the payment and may debit your PayPal account balance to pay for the reversal. If you do not agree to be bound by the terms and conditions of this Agreement, please do not use or access our Services. Upcoming changes will be posted on the "Policy Updates" page, accessible from "Policy Updates" link on the Account Overview page once you have logged in. This Agreement was last modified on March 13, In order to use the Service, you must register for a Personal, Premier, or Business account. Some states do not allow the exclusion of limitation of incidental or consequential damages so the above limitation or exclusion may not apply to you. This User Agreement "Agreement" is a contract between you and PayPal, Inc. You may review the current Agreement prior to initiating a transaction at any time at our User Agreement page. Yes No User Agreement and Privacy Policy - Please read and agree to the information below. We strongly recommend that, as you read this Agreement, you also access and read the information contained in the other pages and websites referred to in this document, as they may contain further terms and conditions that apply to you as a PayPal user. We require this information to authenticate your identity and to determine how much you may send with your account.{/INSERTKEYS}{/PARAGRAPH} PayPal will at all times hold your funds separate from its corporate funds, will not use your funds for its operating expenses or any other corporate purposes, and will not voluntarily make funds available to its creditors in the event of bankruptcy or for any other purpose. We will notify you of expired credit cards in your account and provide you the opportunity to update those cards before we remove them as a funding source in your account. Some states to not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you. These countries are designated on the PayPal International page. In order to send payments through our Service we require you to provide PayPal with a number of forms of identification as further described and protected in our Privacy Policy. If you enroll in the Money Market Fund, PayPal's subsidiary PayPal Asset Management Inc. You authorize PayPal, directly or through third parties, to make any inquiries we consider necessary to validate your registration. Personal Accounts that receive credit card funded payments may accept the payment by upgrading to a Premier or Business Account, or they will have to deny the payment. and applies to your use of the PayPal・payment service and any related products and services available through www. If there are insufficient funds in your PayPal balance, you agree to reimburse PayPal through other means, as described in the Payments Sending, Receiving, and Withdrawing Policy. For more details and guidelines about withdrawals, please refer to our Payments Policy. If this is not sufficient to fund your payment fully, PayPal will obtain the remaining funds per your instructions by debiting a bank account that you designate or charging your credit card. Personal Accounts may receive non-credit card funded payments for free. Without limiting the foregoing, our Service is not available to minors, persons who are suspended from our Service, or to persons who present an unacceptable level of credit risk. We do not have any control over the products or services that are paid for with our Service. You agree to indemnify and hold PayPal, its parent, subsidiaries, affiliates, officers, directors and employees harmless from any claim or demand including attorneys' fees made or incurred by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party relating to your use of the Service. International Users in some countries may not use the Service to receive payments, and may only use the Service to send payments. If you register for a Premier or Business account and intend to accept credit card payments, you will be receiving services provided by Wells Fargo Bank, N. We cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction. We use many techniques to identify our users when they register on our site. Dollars will not be placed with the FDIC-insured banks. Dollar balance in your PayPal account on a daily basis to purchase shares in the Money Market Fund. The User Agreement and Privacy Policy are designed to protect and inform you of your rights within the PayPal service. Importantly, if you are an International user and do not reside in a Withdrawal Country, please note that you may not be able to withdraw funds from your PayPal Account and should therefore only accept payments if you know you will send payments in equal amounts out of your account. Please note: underlined words and phrases are links to these pages and websites. com collectively the "Service". and its subsidiaries including PayPal Asset Management Inc. We require this information to authenticate your identity and to determine how much you may withdraw from your account per month. By accepting a credit card payment, you agree that you are responsible for the payment if it is reversed. dollars unless otherwise specified and may be subject to exchange rates. Help (下の英数字を大小文字を区別して表記どおりに入力)これはあなたの視力検査の様ものです。 Premier Account - Premier Accounts get all of our premium features for a low fee of just 2. or international mail service. You agree that any earnings on the Pooled Accounts will be the property of PayPal, and you will not receive interest or other earnings on the funds that PayPal handles as your agent. You acknowledge that i PayPal is not a bank and the Service is a payment processing service rather than a banking service, and ii PayPal is not acting as a trustee, fiduciary or escrow with respect to your funds, but is acting only as an agent and custodian. This warranty gives you specific legal rights and you may also have other legal rights that vary from state to state. {PARAGRAPH}{INSERTKEYS}Enter the characters in the yellow grid into the empty box. By accepting this Agreement, you also agree that your use of other PayPal websites and Services will be governed by the terms and conditions posted on those websites. If you are an international user, you warrant that you are violating no law or regulation by your use of PayPal. This may include ordering a credit report and performing other credit checks or verifying the information you provide against third party databases. All fees will be assessed in the currency of the payment. The only accounts that can receive credit card funded payments are Premier and Business Accounts. International Use. Learn More (パーソナルアカウント(無料)で作成なら「No」を選択)プレミアアカウントを作成すると有料です。 Would you like this to be a Premier Account? If you receive a notice that a payment has been sent to you through PayPal but you have not registered for the Service, PayPal will not become your agent and you will have no claim to those funds unless and until you register for the Service and indicate your acceptance of the payment. Balances held in currencies other than U. In order to receive credit card funded payments or use the Service to conduct business or in conjunction with a business, you must upgrade to or register for a Premier or Business account. By initiating and sending payments through the Service or adding funds to your balance, you appoint PayPal as your agent to obtain the funds on your behalf and to transfer the funds to the recipient that you designate or to a Pooled Account, subject to the terms and restrictions of this Agreement. We may amend this Agreement at any time by posting the amended terms on our site. All fees are set forth in the Fee Schedule. You must read, agree with, and accept all of the terms and conditions contained in this Agreement and the Privacy Policy, which include those terms and conditions expressly set out below and those incorporated by reference, before you may become a member of PayPal. Your account and all transactions are made and displayed in U. PayPal shall make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner and but we make no representations or warranties regarding the amount of time needed to complete processing because our Service is largely dependant upon many factors outside of our control, such as delays in the banking system or the U. We may limit withdrawals and require additional information from you depending upon your location domestic or International , credit rating, and other factors. Do not enter any spaces between the characters. and Wells Fargo Merchant Services, LLC collectively "Wells Fargo" , and the terms of the Premier and Business Account Policy will govern your rights, obligations and liabilities with respect to such credit card transactions. Unless otherwise stated, "PayPal," "we" or "our" will refer collectively to PayPal, Inc. Dollar balance in your PayPal account and do not enroll in the PayPal Money Market Fund, PayPal will pool your funds together with funds from other Users, and will place those funds in accounts at one or more FDIC-insured banks "Pooled Accounts". PayPal acts as an Internet service provider by creating, hosting, maintaining and providing our Service to you via the Internet. In this Agreement, "you" or "your" means any person or entity using the Service "Users". PayPal will obtain the funds first by debiting your funds in the Pooled Accounts or redeeming your shares in the Money Market Fund, if any. Sending Payments. Furthermore, if you open a Premier or Business Account after October 11, , you authorize PayPal to debit your bank account linked to that PayPal account for the amount that you owe PayPal on transactions which were not covered by the Seller Protection Policy and which were not recoverable from your PayPal balance. Additional information about PayPal's fees is available in the Fees Policy. Unless otherwise specified, all references to a "bank" in this Agreement include savings associations and credit unions, and all references to a "credit card" include Visa- and MasterCard-branded debit cards. Users may only hold one Personal account and either one Premier or one Business account. For additional information about the Service and how it works, please also consult the PayPal Help Center. Through the PayPal website, you may provide instructions to withdraw the funds, enroll in an automatic sweep of the funds into the PayPal Money Market Fund or transfer the funds to a third party, in each case subject to the terms and restrictions of this Agreement. Generally, checks will only be sent to Confirmed Addresses.