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Unless otherwise specified, all references to a "bank" in this Agreement include savings associations and credit unions, and all references to a "credit card" include Visa- and MasterCard-branded debit cards. For more information on the Money Market Fund, please review the prospectus. However, because user verification on the Internet is difficult, PayPal cannot and does not guarantee any user's identity. By accepting a credit card payment, you agree that you are responsible for the payment if it is reversed. You are not required to keep funds in the PayPal system i. PayPal will obtain the funds first by debiting your funds in the Pooled Accounts or redeeming your shares in the Money Market Fund, if any. Furthermore, if you open a Premier or Business Account after October 11, , you authorize PayPal to debit your bank account linked to that PayPal account for the amount that you owe PayPal on transactions which were not covered by the Seller Protection Policy and which were not recoverable from your PayPal balance. This Agreement was last modified on March 13, In order to use the Service, you must register for a Personal, Premier, or Business account. In the event that you have a dispute with one or more users, you release PayPal and our officers, directors, agents, subsidiaries, joint ventures and employees from any and all claims, demands and damages actual and consequential of every kind and nature arising out of or in any way connected with such disputes. Dollar balance in your PayPal account and do not enroll in the PayPal Money Market Fund, PayPal will pool your funds together with funds from other Users, and will place those funds in accounts at one or more FDIC-insured banks "Pooled Accounts". We may limit withdrawals and require additional information from you depending upon your location domestic or International , credit rating, and other factors. Learn More (パーソナルアカウント(無料)で作成なら「No」を選択)プレミアアカウントを作成すると有料です。 Would you like this to be a Premier Account? Except as stated below, all amended terms shall be effective 30 days after they are initially posted on our site. We may amend this Agreement at any time by posting the amended terms on our site. By initiating and sending payments through the Service or adding funds to your balance, you appoint PayPal as your agent to obtain the funds on your behalf and to transfer the funds to the recipient that you designate or to a Pooled Account, subject to the terms and restrictions of this Agreement. We will notify you of expired credit cards in your account and provide you the opportunity to update those cards before we remove them as a funding source in your account. Our Services are only available to individuals or businesses that can form legally binding contracts under applicable law. You agree that any earnings on the Pooled Accounts will be the property of PayPal, and you will not receive interest or other earnings on the funds that PayPal handles as your agent. All fees will be assessed in the currency of the payment. These countries are designated on the PayPal International page. 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PayPal shall make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner and but we make no representations or warranties regarding the amount of time needed to complete processing because our Service is largely dependant upon many factors outside of our control, such as delays in the banking system or the U. dollars unless otherwise specified and may be subject to exchange rates. All fees are set forth in the Fee Schedule. If you do carry a U. In order to withdraw money from your PayPal account we require you to provide PayPal with a number of forms of identification as further described and protected in our Privacy Policy. You agree to indemnify and hold PayPal, its parent, subsidiaries, affiliates, officers, directors and employees harmless from any claim or demand including attorneys' fees made or incurred by any third party due to or arising out of your breach of this Agreement or the documents it incorporates by reference, or your violation of any law or the rights of a third party relating to your use of the Service. Dollar balance in your PayPal account on a daily basis to purchase shares in the Money Market Fund. The only accounts that can receive credit card funded payments are Premier and Business Accounts. This may include ordering a credit report and performing other credit checks or verifying the information you provide against third party databases. We require this information to authenticate your identity and to determine how much you may withdraw from your account per month. We strongly recommend that, as you read this Agreement, you also access and read the information contained in the other pages and websites referred to in this document, as they may contain further terms and conditions that apply to you as a PayPal user. and its subsidiaries including PayPal Asset Management Inc. Dollars will not be placed with the FDIC-insured banks. When you send a payment, until that payment is accepted by the recipient which may occur instantly , you remain the owner of those funds and PayPal holds those funds as your agent, but you will not be able to withdraw those funds or send the funds to any other recipient unless the initial transaction is cancelled. If such reversal occurs on a credit card funded payment made to your account, we are required by law to reverse the payment and may debit your PayPal account balance to pay for the reversal. Verification of Users is only an indication of increased likelihood that a User's identity is correct. 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You acknowledge that i PayPal is not a bank and the Service is a payment processing service rather than a banking service, and ii PayPal is not acting as a trustee, fiduciary or escrow with respect to your funds, but is acting only as an agent and custodian. Personal Accounts that receive credit card funded payments may accept the payment by upgrading to a Premier or Business Account, or they will have to deny the payment. Personal Accounts may receive non-credit card funded payments for free. We do not have any control over the products or services that are paid for with our Service. By accepting this Agreement, you also agree that your use of other PayPal websites and Services will be governed by the terms and conditions posted on those websites. You may review the current Agreement prior to initiating a transaction at any time at our User Agreement page. International Use. 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In this Agreement, "you" or "your" means any person or entity using the Service "Users". If you are an international user, you warrant that you are violating no law or regulation by your use of PayPal. This warranty gives you specific legal rights and you may also have other legal rights that vary from state to state. and Wells Fargo Merchant Services, LLC collectively "Wells Fargo" , and the terms of the Premier and Business Account Policy will govern your rights, obligations and liabilities with respect to such credit card transactions. PayPal acts as an Internet service provider by creating, hosting, maintaining and providing our Service to you via the Internet. Please note: underlined words and phrases are links to these pages and websites. If there are insufficient funds in your PayPal balance, you agree to reimburse PayPal through other means, as described in the Payments Sending, Receiving, and Withdrawing Policy. 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Enter the characters in the yellow grid into the empty box. Do not enter any spaces between the characters. If this is not sufficient to fund your payment fully, PayPal will obtain the remaining funds per your instructions by debiting a bank account that you designate or charging your credit card.

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